Trust insurance, life and home insurance, free simulation.
Death
If the insured person dies, the outstanding capital is paid to the bank.
Some policies include “accidental death” as additional coverage.
Total and Permanent Disability (TPD)
Applies when the insured person becomes totally incapacitated for any paid activity and there is no possibility of clinical recovery.
In insurance policies, it is usually expressed based on a disability table.
The age limit for this coverage may vary (e.g., up to 75 years) depending on the insurance company.
Total and Permanent Disability (TPD)
This type of disability is more “comprehensive”: it can cover an inability equal to or greater than a certain percentage (for example, 60%) to perform the profession or a compatible activity.
Some insurance companies allow it to be for a “compatible profession or activity”—that is, not necessarily the previous activity.
If you would like more information or to simulate your current insurance policy, speak to Trust Seguros and reduce your premium and adjust your coverage.
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