I was in an accident; am I entitled to a replacement car?
This is a common question and point of uncertainty—not only when we intend to take out car insurance, but also when misfortune strikes.
If the accident was not your fault, your vehicle was rendered inoperable, and the at-fault party’s insurer has accepted sole liability, you are entitled to a replacement vehicle with similar characteristics.
If the vehicle is repaired, the right remains in effect during the applicable repair period.
In the event of a total loss, it typically ends when the insurer makes the indemnity payment available.
If you filed a claim under your own damage coverage, your rights depend on the coverages provided for in the policy.
Therefore, we can state that a replacement vehicle is not automatically provided in every accident; it depends on who is liable and the type of insurance coverage.
If you would like a review of your insurance, please do not hesitate to contact us. We can provide a quote at no cost.
+351 914 464 444 (WhatsApp)
(Call to a national mobile network) info@trust-investments.pt
Insurance Brokers registered with ASF number 425587011
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