BANK PRE-APPROVAL. – Have you heard of it? (Trust Credito)

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Have you ever heard of pre-approval for financing?

Before starting the home buying process, make sure you have access to (and what kind of) mortgage loans.

67% of mortgage loan applications in Portugal (up to July 2025) were made without a property being identified, meaning more than two-thirds of people seek approval in advance.

We think it is the most sensible and effective.

We believe it’s important because:
It helps you define a maximum purchase price based on what the bank is willing to finance.
It makes your offer more solid in the eyes of the seller.
Part of the financial analysis is already done, which speeds up the purchase.
It provides better negotiating power, demonstrating confidence and a genuine ability to close the deal.

Talk to us before you start looking at houses!!

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