{"id":3145,"date":"2025-12-25T11:14:03","date_gmt":"2025-12-25T10:14:03","guid":{"rendered":"https:\/\/trust-investments.pt\/2025\/12\/25\/in-most-cases-you-can-transfer-your-home-life-insurance-trust-insurance-brokers\/"},"modified":"2025-12-25T11:21:17","modified_gmt":"2025-12-25T10:21:17","slug":"in-most-cases-you-can-transfer-your-home-life-insurance-trust-insurance-brokers","status":"publish","type":"post","link":"https:\/\/trust-investments.pt\/en\/2025\/12\/25\/in-most-cases-you-can-transfer-your-home-life-insurance-trust-insurance-brokers\/","title":{"rendered":"In most cases you can transfer your Home Life Insurance &#8211; Trust Insurance Brokers"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"3145\" class=\"elementor elementor-3145 elementor-3134\" data-elementor-post-type=\"post\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4485d92c e-flex e-con-boxed e-con e-parent\" data-id=\"4485d92c\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-784adb48 elementor-widget elementor-widget-text-editor\" data-id=\"784adb48\" data-element_type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>In most cases, it&#8217;s possible to save on mortgage life insurance.<br>Here are some of the procedures you can use to reduce your costs.<br>Update the insured capital as the debt decreases.<br>By law (Decree-Law No. 222\/2009), the bank must inform the insurer of the evolution of payments to adjust the insured capital \u2014 and consequently, the premium \u2014 as the loan is amortized.<br>Compare and change insurers \u2014 you don&#8217;t have to stay with the bank.<br>You have complete freedom to take out life insurance with another insurer, regardless of where you took out the loan. Often, banks offer a lower spread for those who accept insurance with them, but the savings with an external policy can be substantially greater. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>In most cases, it&#8217;s possible to save on mortgage life insurance.Here are some of the procedures you can use to reduce your costs.Update the insured capital as the debt decreases.By law (Decree-Law No. 222\/2009), the bank must inform the insurer of the evolution of payments to adjust the insured capital \u2014 and consequently, the premium \u2014 as the loan is [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":3137,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[790],"tags":[752],"class_list":["post-3145","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-seguros","tag-in-most-cases-its-possible-to-save-on-mortgage-life-insurance-and-pay-significantly-less"],"_links":{"self":[{"href":"https:\/\/trust-investments.pt\/en\/wp-json\/wp\/v2\/posts\/3145","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/trust-investments.pt\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/trust-investments.pt\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/trust-investments.pt\/en\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/trust-investments.pt\/en\/wp-json\/wp\/v2\/comments?post=3145"}],"version-history":[{"count":1,"href":"https:\/\/trust-investments.pt\/en\/wp-json\/wp\/v2\/posts\/3145\/revisions"}],"predecessor-version":[{"id":3146,"href":"https:\/\/trust-investments.pt\/en\/wp-json\/wp\/v2\/posts\/3145\/revisions\/3146"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/trust-investments.pt\/en\/wp-json\/wp\/v2\/media\/3137"}],"wp:attachment":[{"href":"https:\/\/trust-investments.pt\/en\/wp-json\/wp\/v2\/media?parent=3145"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/trust-investments.pt\/en\/wp-json\/wp\/v2\/categories?post=3145"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/trust-investments.pt\/en\/wp-json\/wp\/v2\/tags?post=3145"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}